5 Advantages to Buying a Home This Winter November 16, 2017

You’ve spent months searching for the perfect home, getting everything organized to prepare for the big purchase. But there’s a problem… it’s nearly winter and prime home-buying season is still months away. The anticipation of waiting till spring is driving you crazy, as you wonder, “Is it really unorthodox to buy a home in the…

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A Comprehensive 6-Step Guide to a VA Home Loan October 16, 2017

You’ve been shopping around for a new home, but aren’t sure of the steps to take to apply for a VA home loan. We’ve developed a step-by-step guide and infographic to help get you into a new home. Follow these 6 steps when you apply for a VA home loan. Step 1: Check If You’re…

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3 Signs It’s Time to Refinance Your Mortgage September 29, 2017

You’ve been paying your mortgage for a few years, and interest rates go down. Suddenly, you hear everyone talking about how now is the time to refinance your mortgage… banks, credit union, friends, family. And while you’re somewhat familiar with the concept of refinancing, you don’t know if it’s in your best interest to do…

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What Are the Eligibility Requirements for VA Home Loans? August 25, 2017

You’ve already asked the important questions to know whether you’re ready for a new home. And you’ve decided to take that next step: doing your research on the right kind of mortgage for you. However, you may not realize that you could be eligible for a Veterans Administration (VA) home loan and why that might be…

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Sofas, Curtains, Refrigerators, Oh My! Your New Home’s Extra Expenses July 17, 2017

You dream of buying a new home, and if you are a first-time homebuyer, the application process and all of the information needed with it can be overwhelming. But that’s why we’re here. However, there may also be some overwhelming expenses to go along with your new home, and it’s something you’ll want to plan…

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What You Need to Know about HUD’s Reduced FHA Mortgage Insurance Rates June 30, 2017

Did you know the Department of Housing and Urban Development (HUD) reduced annual FHA mortgage insurance premiums earlier this year? The announcement included an outline of the reduction for all FHA loans with closing/disbursement dates on or after January 27, 2017. And at .25%, the change means a savings of $500 annually, or approximately $41.67…

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Online or In-person: Which Home Loan Application Process May Be Best for You? June 19, 2017

You’ve probably heard buying a home will be the single most important purchase of your life. We also know locking in your financing is the key to making sure you get the home you desire. Many of you often ask, is completing a home loan application online a fast and easy process? Or is it…

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3 Questions You Need to Ask Yourself as a First-time Homebuyer June 5, 2017

If you are scanning the real estate ads, and attending open houses as a first-time homebuyer, this is probably a very exciting time for you. But it can also be very frustrating. The inventory of homes for sale is on the down slide, while prices continue to rise. Both give sellers the advantage right now,…

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Why Your Home Loan Application has been Denied and What You can Do about It May 18, 2017

You worked hard to complete the long mortgage loan application process, and while searching for what you hoped could be your perfect place, you found your dream home. You were sure you were all set, but it happened — your home mortgage loan application was declined. Some of it may be explained in your formal…

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