Home Loan Programs

At Easy Mortgage, we strive to make the mortgage process easy, with the goal of helping homeowners find a mortgage program that fits their unique needs. We offer a variety of affordable home loan programs for homebuyers in the Madison, Wisconsin, area, including Fixed and Adjustable Rate home loans, FHA home loans, Jumbo loans, Veterans loans, WHEDA home loans, and USDA home loans.

Click on any one of our home loan programs below to learn more:

Fixed Rate Home Loans

- Consistent monthly payments and interest rates
- Flexibility in term length
- Competitive interest rates
- No loan cost option

Adjustable Rate Mortgage

- Lowest interest rates
- Lower initial monthly payment
- Possibility to qualify for a higher loan amount
- Perfect for borrowers planning to sell within a few years

Veterans Loans

- 100% financing
- No loan cost option
- No prepayment penalties
- No Private Mortgage Insurance (PMI)

WHEDA Home Loans

- 100% financing
- Lowest allowable monthly mortgage payments
- Low-interest rates
- Low FICO Score requirements

USDA Home Loans

- 100% financing
- Low interest rates
- Low FICO score requirements
- No loan cost option

FHA Loans

- 3.5% down payment
- Gift money allowed toward down-payment
- Low interest rates
- Low FICO score requirements

Jumbo Loans

- Flexible down payments
- Perfect for buyers with a low debt-to-income ratio and higher credit score
- Can be applied to a primary, secondary, or investment property

No Down Payment Loans

Not all home loan programs require a down payment. These include our:
- Veterans Loans
- WHEDA Home Loans
- USDA Home Loans

Ready to Apply?

Start Your Application Now!

If you are ready for a competitive home loan in the Madison, Wisconsin area, and you want prompt service –

Contact Us Today!